Empower Women Pod - The Encore

EWS- Medicare A, B, C’s and D’s,

Please enjoy the podcast episode: Medicare A, B, C’s, and D’s, with Lori Howell of Howell Medicare Advisors LLC.  Navigating Medicare can be complex, and understanding your options is crucial for making informed decisions about your healthcare coverage. During this informative session, Lori will break down the key aspects of Medicare, providing valuable insights into:

• Overview of the Parts of Medicare and Coverage: Gain clarity on the different parts of Medicare and what they cover.
• Costs of Medicare and Options: Explore the costs associated with Medicare and the various coverage options available.
• Enrollment Timing and Requirements: Learn about the timelines and requirements for enrolling in Medicare.
• Changes in Medicare Coverage Rules (Effective January 1, 2025).

Whether you’re approaching Medicare eligibility or helping a loved one navigate their options, this session will provide essential knowledge to make informed choices. Don’t miss this opportunity to empower yourself with the right information.

 

For the last 15 years, Lori Howell has been assisting individuals and businesses navigate the maze of Medicare rules and options available to Medicare beneficiaries. Lori started Howell Medicare Advisors, LLC to provide fee-only advice, free from the influence of commissions, in order to offer individuals guidance and advocacy in navigating the complex landscape of Medicare to avoid costly mistakes. Lori is licensed in Health & Life Insurance (MA, NH, RI).

EWS- Planning for the Unexpected: Smart Strategies for Extended Healthcare Needs

Please enjoy the podcast episode for our January “Empower Women” Series, Planning for the Unexpected: Smart Strategies for Extended Healthcare Needs, featuring Meredith Pensack. Meredith is a long-term care insurance specialist with over 20 years of experience. Named one of the Boston Women’s Business Journal’s “Top 10 Women Insurance Agents,” Meredith  shared key considerations for navigating long-term care planning, including:

• The costs of care and its impact on your finances
• Special considerations women should keep in mind
• Understanding different types of long-term care insurance policies
• The role of underwriting and whether it’s too late to create a plan
• Preparing for unplanned health changes

 

 

Meredith Pensack has been a long-term care insurance planning specialist for over 20 years. She works nationally with clients and is knowledgeable about all types of long-term care insurance products. Meredith was voted “Top 10 Women Insurance Agents” by Boston Women’s Business Journal.

 

Meredith’s goal is to preserve her clients’ retirement portfolios, as well as to protect their families from the financial and emotional consequences of requiring long-term care. She has helped many small business owners and self-employed individuals take advantage of the favorable tax treatments available for a long-term care insurance premium.

EWS- Be Aware, Prepared and Proactive With your Health and Long-Term Care Insurance

Please enjoy this podcast episode, Be Aware, Prepared and Proactive With your Health and Long-Term Care Insurance,  hosted by Anne McGuire and Victoria Bieler of Healthcare Pathfinder. As Financial Advisors, we often witness clients transitioning through various stages of health insurance and care needs. However, choosing the right plan, enrolling, and understanding coverage can be challenging for many. In this episode, Anne and Victoria provided tips on understanding your insurance, planning for unforeseen events, and proactively managing the care and coverage you receive.

 

Anne McGuire is the founder and owner of Healthcare Pathfinder, LLC, a health and Long-Term Care Advice, Advocacy, and Management Firm and has been helping individuals, families, and employees manage their health insurance for over 20 years. She is a Registered Nurse and a Certified Case Manager with a broad, multi-disciplined background in the healthcare arena, including EMS, intensive care, home care, managed care, and appeals/negotiation advocacy.

 

Victoria Bieler joined Healthcare Pathfinder, bringing her experience in the healthcare and Medicare sectors. She also has over 30 years of experience in the finance industry and holds a BS in Finance and Economics.

 

 

 

 

 

General Disclaimer:

Lexington Wealth Management is a group of investment professionals registered with HighTower Securities, LLC, member FINRA and SIPC, and with HighTower Advisors, LLC, a registered investment advisor with the SEC. Securities are offered through HighTower Securities, LLC; advisory services are offered through HighTower Advisors, LLC. This is not an offer to buy or sell securities. No investment process is free of risk, and there is no guarantee that the investment process or the investment opportunities referenced herein will be profitable. Past performance is not indicative of current or future performance and is not a guarantee. The investment opportunities referenced herein may not be suitable for all investors. All data and information reference herein are from sources believed to be reliable. Any opinions, news, research, analyses, prices, or other information contained in this research is provided as general market commentary, it does not constitute investment advice. Lexington Wealth Management and HighTower shall not in any way be liable for claims, and make no expressed or implied representations or warranties as to the accuracy or completeness of the data and other information, or for statements or errors contained in or omissions from the obtained data and information referenced herein. The data and information are provided as of the date referenced. Such data and information are subject to change without notice. This document was created for informational purposes only; the opinions expressed are solely those of Lexington Wealth Management and do not represent those of HighTower Advisors, LLC, or any of its affiliates.

EWS- Empower Her: Financial Fitness for Women

Please enjoy our July Empower Women podcast episode, “Empower Her: Financial Fitness for Women,” led by our own Kerry Luria. Understanding basic financial concepts and gaining confidence in investment decisions are essential steps toward achieving financial independence and security. During this event, Kerry discussed how financial literacy enables women to make informed financial decisions, plan for the future, and ensure long-term financial stability and growth. 

 

Kerry Luria, Managing Director – Senior Wealth Advisor, embraces a holistic approach to working with clients and is a careful, empathetic advisor. Kerry pursued the Registered Life Planning designation to enhance her ability to help clients recognize what is most meaningful in their lives so that their life and money can go on the same journey.

In her role as Managing Director, Kerry ensures that Lexington’s team, vision and initiatives align with the company’s core values. The firm’s culture defines who we are, guides our actions and decisions and cannot be compromised.

We hope you enjoy this episode!

 

 

 

 

General Disclaimer:

Lexington Wealth Management is a group of investment professionals registered with HighTower Securities, LLC, member FINRA and SIPC, and with HighTower Advisors, LLC, a registered investment advisor with the SEC. Securities are offered through HighTower Securities, LLC; advisory services are offered through HighTower Advisors, LLC. This is not an offer to buy or sell securities. No investment process is free of risk, and there is no guarantee that the investment process or the investment opportunities referenced herein will be profitable. Past performance is not indicative of current or future performance and is not a guarantee. The investment opportunities referenced herein may not be suitable for all investors. All data and information reference herein are from sources believed to be reliable. Any opinions, news, research, analyses, prices, or other information contained in this research is provided as general market commentary, it does not constitute investment advice. Lexington Wealth Management and HighTower shall not in any way be liable for claims, and make no expressed or implied representations or warranties as to the accuracy or completeness of the data and other information, or for statements or errors contained in or omissions from the obtained data and information referenced herein. The data and information are provided as of the date referenced. Such data and information are subject to change without notice. This document was created for informational purposes only; the opinions expressed are solely those of Lexington Wealth Management and do not represent those of HighTower Advisors, LLC, or any of its affiliates.

EWS- Pearls and Perils of Talking to Family About Wealth

We were delighted to host Kirby Rosplock at our April 2024 Empower Women Event. With over 20 years of experience working with affluent families and individuals, Kirby shared invaluable insights into navigating discussions about wealth. Drawing from her own upbringing in a wealthy, enterprising family, as well as anecdotes from her clients, Kirby provided invaluable wisdom and practical strategies for fostering thoughtful, intentional, and impactful communication with heirs. Her wealth of experience illuminated common pitfalls and offered inspiring ideas to guide families toward meaningful dialogue about their financial legacies.

 

Kirby Rosplock Ph.D. is an esteemed author, serial entrepreneur, inheritor, and consultant. She is the founder of Tamarind Partners, Inc., a leading family office consultancy named Best Family Office Management Consultancy (2019, 2023) and Best Family Wealth Counseling by the Family Wealth Report (2019, 2022). She is also Chief Learning Officer and founder of Tamarind Learning, an online learning platform for families, beneficiaries and their advisors named Best Specialty Service Provider (2022) by the Family Wealth Report.

 

Recognized by her peers as an innovator, educator, trusted advisor, lauded author, and world-renowned speaker, Kirby helps both business-owning families and family offices.  Born into a complex enterprising family, Kirby understands firsthand having been a beneficial owner, inheritor, fiduciary, board member, and an operator.

We hope you enjoy this episode!

 

 

 

 

General Disclaimer:

Lexington Wealth Management is a group of investment professionals registered with HighTower Securities, LLC, member FINRA and SIPC, and with HighTower Advisors, LLC, a registered investment advisor with the SEC. Securities are offered through HighTower Securities, LLC; advisory services are offered through HighTower Advisors, LLC. This is not an offer to buy or sell securities. No investment process is free of risk, and there is no guarantee that the investment process or the investment opportunities referenced herein will be profitable. Past performance is not indicative of current or future performance and is not a guarantee. The investment opportunities referenced herein may not be suitable for all investors. All data and information reference herein are from sources believed to be reliable. Any opinions, news, research, analyses, prices, or other information contained in this research is provided as general market commentary, it does not constitute investment advice. Lexington Wealth Management and HighTower shall not in any way be liable for claims, and make no expressed or implied representations or warranties as to the accuracy or completeness of the data and other information, or for statements or errors contained in or omissions from the obtained data and information referenced herein. The data and information are provided as of the date referenced. Such data and information are subject to change without notice. This document was created for informational purposes only; the opinions expressed are solely those of Lexington Wealth Management and do not represent those of HighTower Advisors, LLC, or any of its affiliates.

 

EWS-Guided Meditation with Robyn Vogel

Enjoy this guided meditation with Robyn Vogel from our January 2024 Empower Women event, How to Love in the Face of Hate.

 

 Lexington Wealth Management is a group comprised of investment professionals registered with Hightower Advisors, LLC, an SEC registered investment adviser. Some investment professionals may also be registered with Hightower Securities, LLC, member FINRA and SIPC. Advisory services are offered through Hightower Advisors, LLC. Securities are offered through Hightower Securities, LLC. All information referenced herein is from sources believed to be reliable. Lexington Wealth Management and Hightower Advisors, LLC have not independently verified the accuracy or completeness of the information contained in this document. Lexington Wealth Management and Hightower Advisors, LLC or any of its affiliates make no representations or warranties, express or implied, as to the accuracy or completeness of the information or for statements or errors or omissions, or results obtained from the use of this information. Lexington Wealth Management and Hightower Advisors, LLC or any of its affiliates assume no liability for any action made or taken in reliance on or relating in any way to the information. This document and the materials contained herein were created for informational purposes only; the opinions expressed are solely those of the author(s), and do not represent those of Hightower Advisors, LLC or any of its affiliates. Lexington Wealth Management and Hightower Advisors, LLC or any of its affiliates do not provide tax or legal advice. This material was not intended or written to be used or presented to any entity as tax or legal advice. Clients are urged to consult their tax and/or legal advisor for related questions. 

 

EWS- How to Love in the Face of Hate

Thank you to Robyn Vogel for joining us for our first Empower Women event of 2024, How to Love in the Face of Hate. Now, more than ever, we – the spiritual seekers, empaths, and healers – are required to continue shining our light brightly. We must continue bringing LOVE into the world and staying present with love no matter what. Robyn discussed how you can choose love, choose yourself, and choose to contribute.

Robyn Vogel
Founder, Come Back To Love®

Robyn Vogel, MA, CF, BF, is a clinical psychotherapist turned International Love and Intimacy Coach with over 25 years of experience working with couples, men, and women. She is a global leader in transformational workshops, having worked with over 2000 individuals. Heal Your Heart ® is her flagship program that finally gets to the root of how change happens, allowing couples and individuals to finally heal their heartaches of the past and create healthy relationships going forward

 

 

 

General Disclaimer:

Lexington Wealth Management is a group of investment professionals registered with HighTower Securities, LLC, member FINRA and SIPC, and with HighTower Advisors, LLC, a registered investment advisor with the SEC. Securities are offered through HighTower Securities, LLC; advisory services are offered through HighTower Advisors, LLC. This is not an offer to buy or sell securities. No investment process is free of risk, and there is no guarantee that the investment process or the investment opportunities referenced herein will be profitable. Past performance is not indicative of current or future performance and is not a guarantee. The investment opportunities referenced herein may not be suitable for all investors. All data and information reference herein are from sources believed to be reliable. Any opinions, news, research, analyses, prices, or other information contained in this research is provided as general market commentary, it does not constitute investment advice. Lexington Wealth Management and HighTower shall not in any way be liable for claims, and make no expressed or implied representations or warranties as to the accuracy or completeness of the data and other information, or for statements or errors contained in or omissions from the obtained data and information referenced herein. The data and information are provided as of the date referenced. Such data and information are subject to change without notice. This document was created for informational purposes only; the opinions expressed are solely those of Lexington Wealth Management and do not represent those of HighTower Advisors, LLC, or any of its affiliates.

 

EWS- Nine Things You Can Do Now to Make Life Easier for Your Loved Ones After You’re Gone: A Probate Attorney’s Perspective

Thank you to Liz O’Neil for hosting our December 2023 Empower Women event. Liz, an attorney specializing in estate planning and administration, talked about what happens after someone passes and offered insights on how to avoid common pitfalls that can complicate or lengthen the probate process.

Liz O’Neil is currently an Associate Attorney at Constant Law Group, P.C. Liz graduated cum laude from New England Law | Boston (2020). She received the Boston Service Award at graduation as voted on by the faculty at New England Law. While in law school, Liz interned at the Massachusetts Attorney General’s Office Trial Division and was an Honors Judicial Intern with the Suffolk County Juvenile Court. She also worked at a Legal Aid clinic and for a domestic relations attorney.

She is a member of the Women’s, Massachusetts, Boston, and the American Bar Associations. In addition to her Juris Doctorate, Liz has a Master’s Degree in Education from Harvard University (1992) and a Bachelor of Arts Degree with a major in Psychology from Swarthmore College (1990). Liz was the Director of Community Nursery School in Lexington, MA, for thirteen years prior to law school.

 

 

 

General Disclaimer:

Lexington Wealth Management is a group of investment professionals registered with HighTower Securities, LLC, member FINRA and SIPC, and with HighTower Advisors, LLC, a registered investment advisor with the SEC. Securities are offered through HighTower Securities, LLC; advisory services are offered through HighTower Advisors, LLC. This is not an offer to buy or sell securities. No investment process is free of risk, and there is no guarantee that the investment process or the investment opportunities referenced herein will be profitable. Past performance is not indicative of current or future performance and is not a guarantee. The investment opportunities referenced herein may not be suitable for all investors. All data and information reference herein are from sources believed to be reliable. Any opinions, news, research, analyses, prices, or other information contained in this research is provided as general market commentary, it does not constitute investment advice. Lexington Wealth Management and HighTower shall not in any way be liable for claims, and make no expressed or implied representations or warranties as to the accuracy or completeness of the data and other information, or for statements or errors contained in or omissions from the obtained data and information referenced herein. The data and information are provided as of the date referenced. Such data and information are subject to change without notice. This document was created for informational purposes only; the opinions expressed are solely those of Lexington Wealth Management and do not represent those of HighTower Advisors, LLC, or any of its affiliates.

 

EWS- Gratitude, Wisdom & Blessings: Writing an Ethical Will for Your Loved Ones.

We were thrilled to have Susan Turnbull back to lead our November Empower Women event, Gratitude, Wisdom & Blessings: Writing an Ethical Will for Your Loved Ones. In this event, Susan explored a beautiful and venerable instrument of legacy that makes a place for your own voice alongside the cold legalese of your legal will, help you gain a thorough understanding of what ethical wills are. She also shared inspiring examples that reveal different approaches for creating them and provided templates and tips for writing a legacy letter that will be highly satisfying for you to create, and will be treasured forever by those you love.

 

Susan is a former journalist and her presentations, tools and services are known for a uniquely personal and practical focus on the qualitative aspects of estate, financial and philanthropic planning. She is the author of The Wealth of Your Life: A Step-by-Step Guide for Creating Your Ethical Will, co-author of Across Generations: A Five Step Guide for Creating an Expression of Donor Intent, and creator of LifeLegacy Cards. All are designed for those who agree that wealth transferred to future generations has both tangible and intangible dimensions. Susan is a member of the Boston Estate Planning Council, the Purposeful Planning Institute and the Personal Historians Network Northeast. She and her husband live in Manchester-by-the-Sea, Massachusetts.

 

 

General Disclaimer:

Lexington Wealth Management is a group of investment professionals registered with HighTower Securities, LLC, member FINRA and SIPC, and with HighTower Advisors, LLC, a registered investment advisor with the SEC. Securities are offered through HighTower Securities, LLC; advisory services are offered through HighTower Advisors, LLC. This is not an offer to buy or sell securities. No investment process is free of risk, and there is no guarantee that the investment process or the investment opportunities referenced herein will be profitable. Past performance is not indicative of current or future performance and is not a guarantee. The investment opportunities referenced herein may not be suitable for all investors. All data and information reference herein are from sources believed to be reliable. Any opinions, news, research, analyses, prices, or other information contained in this research is provided as general market commentary, it does not constitute investment advice. Lexington Wealth Management and HighTower shall not in any way be liable for claims, and make no expressed or implied representations or warranties as to the accuracy or completeness of the data and other information, or for statements or errors contained in or omissions from the obtained data and information referenced herein. The data and information are provided as of the date referenced. Such data and information are subject to change without notice. This document was created for informational purposes only; the opinions expressed are solely those of Lexington Wealth Management and do not represent those of HighTower Advisors, LLC, or any of its affiliates.

 

EWS- Women’s Health in Midlife

Thank you to Danielle Stare for leading our October 10th Empower Women event, Women’s Health in Midlife. She discussed various topics around women’s health, including breast health for Breast Cancer Awareness month, reproductive aging and sexual health, nutrition and bone health. 

Danielle Stare RN, MSN, FNP is a family nurse practitioner with 14 years of experience in Internal Medicine.  Danielle completed her undergraduate Bachelor of Science as Summa Cum Laude from Boston College in 1998 and Master’s of Science from the University of New Hampshire in 2004.  Danielle started her career as a critical care nurse then nurse practitioner at Shriners Hospital for Children in Boston MA.  Danielle transitioned to the community and joined an internal medicine practice, Steward Primary Care of Methuen, in May 2009.  

Danielle has maintained her relationship with Boston College and has served as a clinical preceptor helping to educate the next generation of nurse practitioners for over 10 years.  She also serves as a preceptor for the MGH Institute of Health Professionals. Danielle blends Eastern and Western medicine into the care of her patients. She believes in preventative medicine, nutrition and lifestyle modification in addition to pharmacological remedies when needed to treat disease processes and chronic medical conditions. She carries these practices into her own life and her family’s health.  

When Danielle is not busy caring for patients and teaching she enjoys spending time with her three daughters and her husband Michael. She strives to maintain a healthy work-life balance to prioritize her and her family’s physical and mental health. Danielle enjoys traveling and hobbies including home improvement projects, cooking, biking, hiking, skiing and strength training.

 

Enjoy! 

 

 

 

 

General Disclaimer:

Lexington Wealth Management is a group of investment professionals registered with HighTower Securities, LLC, member FINRA and SIPC, and with HighTower Advisors, LLC, a registered investment advisor with the SEC. Securities are offered through HighTower Securities, LLC; advisory services are offered through HighTower Advisors, LLC. This is not an offer to buy or sell securities. No investment process is free of risk, and there is no guarantee that the investment process or the investment opportunities referenced herein will be profitable. Past performance is not indicative of current or future performance and is not a guarantee. The investment opportunities referenced herein may not be suitable for all investors. All data and information reference herein are from sources believed to be reliable. Any opinions, news, research, analyses, prices, or other information contained in this research is provided as general market commentary, it does not constitute investment advice. Lexington Wealth Management and HighTower shall not in any way be liable for claims, and make no expressed or implied representations or warranties as to the accuracy or completeness of the data and other information, or for statements or errors contained in or omissions from the obtained data and information referenced herein. The data and information are provided as of the date referenced. Such data and information are subject to change without notice. This document was created for informational purposes only; the opinions expressed are solely those of Lexington Wealth Management and do not represent those of HighTower Advisors, LLC, or any of its affiliates.